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Home
Insurance
  •  The structure of your home

  •  Replacement costs

  •  Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability

 

Homeowner’s coverage doesn’t have to be difficult to understand. A basic

Homeowners Insurance Policy can include the following:

You can also add supplemental policies such as:

  •  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

  •  Flood policies

  •  Umbrella policies (additional liability)

Life
Insurance

Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.

HOURS & LOCATION
Location

2695 Mount Vernon Ave Ste. E

Bakersfield, Ca. 93306

Tel: 661-872-5933

803 Bear Mountain Blvd

Arvin, CA. 93203

Tel: 661-854-2640

4800 White Lane Ste. E

Bakersfield, CA.  93309

Tel:  661-369-8902

TEHACHAPI CLOSED

as of 07/28/2020

Hours

Monday - Friday 

9:30 am to 6:00 pm

 

Saturday 

9:00 am to 2:00 pm

Tehachapi Closed

 

Evenings by Appointment

GET A QUOTE ONLINE!
Purchase thru secure email!
  • Classic Car Insurance – Your classic car is an icon. Insure it well.

  • RV and Mobile Home Insurance – Home insurance for your home-on-the-road.

  • Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.

  • Auto Insurance – Get the right insurance coverage for your car, truck, van or

        other vehicles.

  • Motorcycle Insurance – Ride safe and insure your motorcycle.

  • ATV and Motorsport Insurance – Insurance policies that cover all your toys.

 

The insurance protection you need when you’re on the move:

Auto
Insurance

SR22 Learning Center: Here’s what you need to know and how to get an SR22/SR-22/SR 22

What’s an SR22?

An SR-22 is a certificate of insurance that proves you carry car insurance. Some people refer to it as SR 22 car insurance or a certificate of financial responsibility (CFR) filing. The SR22 simply states you’re meeting your state’s car insurance coverage requirements for driving over a specified amount of time.

Yes, no matter how you reference SR22, all the above examples refer to SR-22 car insurance for drivers. Insurance companies may have a preference in how they use the term SR22 in print and online, but it’s all referring to the CFR filing you need to do to meet your state’s insurance requirements.

Who needs an SR22?

You may need SR22 coverage if you have one of the following driving violations (your state might also require them for reasons not listed below):

  • DUI or DWI

  • Reckless driving

  • At-fault accidents

  • Driving without insurance coverage

  • Driving with a suspended license

You might also need an SR-22 if you have a bunch of small incidents pile up over time. Again, it’s different for every state. Good drivers who don’t have any traffic violations don’t have to get an SR22 to be legal on the road.

Is an SR-22 considered car insurance?

An SR 22 means you’re meeting your state’s car insurance minimum requirements for driving and is NOT considered car insurance itself.   Your policy provider, informs the state that we’re covering your driving for certain car insurance-related circumstances.

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